Uphold Reintroduces XRP Debit Card Across the U.S. After SEC Case Resolution

• Uphold relaunches XRP Debit Card in the U.S. after Ripple’s SEC case concludes.
• Users can spend 300+ crypto assets and earn up to 6% cashback in XRP.
• Crypto card competition grows as Gemini, Fold, and WLFI expand payment options.

Uphold has resumed its XRP Debit Card program for users in the United States, marking its return to the crypto payments market after Ripple’s legal battle with the U.S. Securities and Exchange Commission concluded. The relaunch also follows Gemini’s rollout of its XRP credit card in August, signaling renewed momentum for crypto-linked payment products.

In an announcement shared on X, Uphold confirmed the return of its XRP Debit Card, allowing users to spend over 300 cryptocurrencies at any Visa-accepted location, both online and in physical stores. The card offers up to 6% cash back in XRP on purchases, without requiring credit checks or waiting periods.

Nancy Beaton, President of Uphold, called the relaunch an important move for the company’s XRP community. She noted that Uphold had previously offered a similar card before suspending it in March 2023 due to regulatory uncertainty surrounding Ripple’s lawsuit. During that period, many exchanges halted XRP trading, though Uphold continued to list the token.

“We never delisted XRP when most platforms did,” Beaton said. “That decision earned us a loyal community, and this card is part of our promise to keep delivering real-world utility for XRP holders.”

Gemini, Fold, and WLFI Expand Crypto Card Market

Uphold’s return to the debit card market follows a broader trend of exchanges reintroducing crypto payment options. In August, Gemini launched its XRP Credit Card, which provides up to 4% XRP rewards on purchases as part of its expansion into blockchain-based financial products.

The wider payments sector is also seeing new entrants. Fold, in partnership with Visa and Stripe, recently introduced a Bitcoin Rewards Credit Card that gives users Bitcoin on every purchase. Meanwhile, Trump’s WLFI project is developing a debit card linked to its USD1 stablecoin, with planned integration with Apple Pay for real-time retail payments.

Beyond the XRP debit card, Uphold is expanding its services for American users by reinstating staking rewards on 19 digital assets, including Ethereum, Solana, and NEAR. The company’s renewed efforts reflect a growing emphasis across the market on integrating digital assets into traditional payment systems following improved regulatory clarity.